Skip to main menu Skip to main content Skip to footer content

Sustained Cash Flow, Continued Growth

Thales Financial is a creative lending facility which offers Accounts Receivables financing for small- to medium-sized businesses

Reach Out

Why Thales?

Secure Lending Options

Clear Communication

Competitive Rates

No Hidden Fees

Learn More

Secure Lending Options

Grow your business with without going into debt by utilizing your accounts receivables as a secured lending option.

We understand no two businesses or business owners are alike. That’s why we personally get to know each of our clients and look at each scenario individually to ensure that our clients get the financing that fits with their business goals and needs. By looking at each business individually, we can help get you approved.

Accounts receivable financing gives you the ability to you turn your outstanding invoices into immediately-available cash flow for your business. Enjoy daily contact with a dedicated account executive to help with funding requests, collection needs, credit management, and cash application. Send your unpaid invoices our way — we’ll pay you upfront and take care of collections.

Clear Communication

Here at Thales we implement: clear thought, specific words, empathetic listening, and positive intentions.

We pride ourselves on clear honest communication by being completely transparent. Our clients enjoy the benefits of real time reporting and have access to the day-to-day operations including purchased schedules, approved customers, credit risk customers, breakdown on fees, cash application and collection notes. We also have an innovative reporting system that gives you the ability to track your payment history and determine the best direction for your business growth.

Competitive Rates

Factoring rates vary by industry, risk, transaction workload, and volume.

Companies with lower risks whose receivables are easy to manage usually get lower rates and higher advances. Here at Thales we offer a free risk analysis as to help make the best decision for your and the growth of your company.

No Hidden Fees

We offer a one-time fee it is as simple as that!
  • No max/min line fee
  • No facility fees
  • No per schedule fee
  • No ACH fees
  • No additional fees
Learn More

What Is Factoring?

Factoring is the financial instrument or debtor finance in which the seller sells its accounts receivable to a third party called ‘factor’ at a discount. There are three parties involved in such transactions: customer, debtor, and the factoring company. In simple words, it is the selling of unpaid invoices for the requirement of instant cash.

Lockstep Study

8 Common Accounts Receivable Problems & 2 Simple Solutions

The 2015 Perception Study from Receivables Savvy which surveyed over 200 accounting and financial professionals on various topics related to invoicing, payment, and credit collection experiences, brought to light some of the most common invoice collection challenges that cross industries. Below we outline those challenges and how businesses can implement proven policies and technologies to overcome them.

Client Portal

Sign in to your secure FactorCloud account.

“FactorCloud is the best factoring software that grows with your business. Our powerful automations and integrations enable you to save time, reduce costs, and optimize your business.”

About Thales

Marlie Zelaya

Marlie Zelaya serves as the Director of Operations for Thales Financial. She is an enthusiastic professional with over fifteen years in relationship and financial management. She continues to develop innovative business solutions in office and across the board. She is passionate about helping others achieve success and figuring out what fulfills them as she continues to push to new heights.

Marlie believes in giving back to the community by volunteering with the local Domestic Violence Coalition.

She has attended Utah State University for her Associate degree majoring in Criminal Justice. Marlie is currently attending SLCC and obtaining her Accounting Certificate.

Michelle Duran

Michelle Duran is the Senior Business Executive at Thales financial with over 15 years of experience she has been able to effectively design and implement financial strategies that have helped clients from all walks of life. She works to help companies reach their financial goals with her knowledge when it comes to financial planning and other financial terms. Her dedication to work is peerless because she believes that everybody deserves good financial opportunities.

Aside from loving her job, she also loves other things, such as hiking, listening to music, and reading non-fiction books. She also enjoys raising her four children and loves supporting them at sporting events including soccer and softball. She encourages them to follow their dreams.

Sky Lin

Sky Lin is the Account Executive at Thales Financial with years of experience in the business industry. She has had the privilege of working with a diverse portfolio of clients across various industries. Throughout her journey, she has honed her skills in strategic account planning, client relationship management, and driving revenue growth. Sky takes pride in her ability to understand clients’ unique needs, develop tailored solutions, and deliver exceptional results. She holds a bachelor’s degree from the University of Utah, majoring in Information Systems and she is passionate about building responsive websites.

Reach Out

    Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested.

    Refer a Deal

      Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested.