What We Do at Thales
Thales Financial is a creative lending facility which offers Accounts Receivables financing for small- to medium-sized businesses
Dirt Hauling
We granted a $750,000 line of credit to a dirt hauling company who was dissatisfied with their existing factoring relationship.
Read moreWhat Is Factoring?
Factoring is the financial instrument or debtor finance in which the seller sells its accounts receivable to a third party called ‘factor’ at a discount. There are three parties involved in such transactions: customer, debtor, and the factoring company. In simple words, it is the selling of unpaid invoices for the requirement of instant cash.
What You Can Expect
Thales Financial is here to help your high risk commercial clients become more bankable. We are here to help support the growth of clients that may be in risk of default or are outside your lending criteria.
Below are some of the ways we can benefit small to medium size businesses.
- We offer a lending facility to support growth
- No time in business minimum
- We have programs available for clients with a low FICO score
- 24-28 hour turnaround
- The deposits stay with a bank
- Once the client is bankable, we transition back to you
Client Portal
Sign in to your secure FactorCloud account.
“FactorCloud is the best factoring software that grows with your business. Our powerful automations and integrations enable you to save time, reduce costs, and optimize your business.”
About Thales
Marlie Zelaya
Marlie Zelaya serves as the Director of Operations for Thales Financial. She is an enthusiastic professional with over fifteen years in relationship and financial management. She continues to develop innovative business solutions in office and across the board. She is passionate about helping others achieve success and figuring out what fulfills them as she continues to push to new heights.
Marlie believes in giving back to the community by volunteering with the local Domestic Violence Coalition.
She has attended Utah State University for her Associate degree majoring in Criminal Justice. Marlie is currently attending SLCC and obtaining her Accounting Certificate.
Michelle Duran
Michelle Duran is the Senior Business Executive at Thales financial with over 15 years of experience she has been able to effectively design and implement financial strategies that have helped clients from all walks of life. She works to help companies reach their financial goals with her knowledge when it comes to financial planning and other financial terms. Her dedication to work is peerless because she believes that everybody deserves good financial opportunities.
Aside from loving her job, she also loves other things, such as hiking, listening to music, and reading non-fiction books. She also enjoys raising her four children and loves supporting them at sporting events including soccer and softball. She encourages them to follow their dreams.
Sky Lin
Sky Lin is the Account Executive at Thales Financial with years of experience in the business industry. She has had the privilege of working with a diverse portfolio of clients across various industries. Throughout her journey, she has honed her skills in strategic account planning, client relationship management, and driving revenue growth. Sky takes pride in her ability to understand clients’ unique needs, develop tailored solutions, and deliver exceptional results. She holds a bachelor’s degree from the University of Utah, majoring in Information Systems and she is passionate about building responsive websites.